So one of the things that I have always been good at has been the bills. They get paid on time, I know exactly what's going on etc. But lately I've let them slide. Don't really know why. Some times I miss the due date by a day so get the late charge, UGH!
Since Bill has no idea where the money is going, when it needs to be paid or how much we owe on anything I realized that I am more unorganized with the budget than I thought. After all if we are partners then we both need to have full knowledge of what is going on with OUR money. (we consider anything either of us gets OUR money, not his and hers but ours.) We always talk about everything before we purchase things but Bill asks me if we can afford it. That should not be the way it is.
So I dug through all my emails and low and behold there is one from Ryan. . . I knew it was there just hadn't done anything with it . . . from about two years ago???? It was a budget program that he had created for himself. I pulled it up, got on a tutorial about how to use excell to get the formulas etc that I would need and prepared a budget program customized for us. It's not perfect. I have a few more things to do like learning more complex formulas to get what I want done. But the basics are there and we can start to use it. I think it will open up our eyes a little more to the ways we spend our money and find ways to cut back.
Thanks Ryan for the template. . . although you won't recognize it when you see what I've done with it.
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Doctrine and Covenants 109:8, 15
8 Organize yourselves; prepare every needful thing, and establish a house, even a house of prayer, a house of fasting, a house of faith, a house of learning, a house of glory, a house of order, a house of God;
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15 And that they may grow up in thee, and receive a fullness of the Holy Ghost, and be organized according to thy laws, and be prepared to obtain every needful thing.
This has been on my mind, playing like a song, over and over. Anyone who knows me knows that I am not organized. I sleep in a "storage" room with a bed. I get frustrated looking for things that I know I have and then end up having to buy them again because I can't remember where I put them. I have so much stuff and feel like I'm drowning with things that I don't need and missing out on those needful things.
So I decided to begin a journey. I've taken tentative steps in the general direction that I thought would help me but in my unorganized, procrastinative state I haven't really gotten very far. Then I remembered a woman that I worked with years ago. She was hired as the mail clerk in a small branch office for CIGNA insurance. She inherited a mess from the girl before her. The lady was so slow, it used to drive me crazy, but she never stopped moving. She would shuffle around the office like she was on a casual walk in the park getting things where they needed to be. In no time at all EVERYTHING was current. It was amazing, the rest of us busy bees flying from one thing to another while she quietly went about her business.
Since today is the first day of summer vacation and I have a little discretionary time I thought I would begin again. But this time I am adding a new twist, one that will keep me moving, keep me accountable, keep me consistent and on track. So what is this twist? Like my friend from long ago I will not stop, each day something will be done to move me forward on this journey of mine. I will keep this record of my journey to keep me accountable. I invite you to join me, to help me and to go along for the ride.
Welcome to "my side of the mountain." For good or bad. . .let the adventure begin!

